Name: AIC Debt
Also Known As: Allied International Credit (UK) Ltd, Allied Credit
Address: Anderston House, 389 Argyle Street, Glasgow G2 8LR
Telephone: 0141 2263111
Fax: 0141 8470203
Email: [user] @aiccorp.com
Extra Data: Specialists in "send the boys round" type bright
coloured postcards (against OFT rules)
AIC Debt Collection Agents and
the Truth About Your Debt
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AIC Debt Collection
Agents is a debt purchasing firm which has purchased your debt account
from the original creditor, usually a bank (or in some cases another
debt purchasing company) for about 10 percent or less of the original
value and is shamelessly trying to get the full sum of the original
account from you.
AIC Debt Collection
Agents will use all sorts of nasty methods to get you to set up a standing
order or direct debit in order to profit from you. You may already have
had bad and terrifying experiences of them. They may call you on the
phone when they know it is inconvenient or even embarrassing for you
and do so several times every day. They may be sending you official-looking
nastily worded letters or cards threatening that they will come round
to collect the full amount or take you to court for the full amount.
Other tactics will include attempting to make a charging order on your
property or make you homeless.
So ask AIC Debt Collection Agents
for a copy of the original contract when you took out your loan or credit
Data On AIC Debt Collection Agents
My thanks to the excellent Consumer
Action Group forums for these extracts:
I have just paid AIC Debt Collection Agents £350
as full & final payment of a debt of my husband's from NatWest
bank. The money is disputed with the bank but I am so sick of dealing
with it I just wanted it over and done with. And £350 was a
good deal better than the £700+ that is allegedly owed. However,
when I asked that AIC confirm the debt was settled in writing (and
after I had given my card details) they put the phone down on me.
I certainly hope this was one of the calls they have recorded.
Today we have received a 'final notice of intent'
from AIC stating that we still owe £298.05 and must pay immediatley
to avoid further action. Are they taking the mickey??
Our comments: This is an example of AIC Debt Collections
applying pressure until people are sick and tired of the threats and
will just give in. It's always a good move to ask for the original
credit agreement in writing (in the above case, the DCA put the phone
down at this point as if he was Dracula confronted with garlic). An
even better way would be to ask for this in writing - do not deal
with them by phone at all.
Ask for the original credit agreement in writing:
they will not be able to produce it (usually - or they might try to
produce a forgery of one) and thus will have fallen at the first hurdle.
AIC Debt Collection Agents are notorious for being the most willing
to try lots of things that they haven't a hope in succeeding. But
it's just human nature: when you make threats some people will succumb,
while others will not.
you have any information that you would like honest people to know
about AIC Debt Collection Agents then send us an email in complete
confidence and we will try to corroborate it with the clowns involved.
AIC Debt Collection Agents website is part of DPC Registry website group.
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