Name: AIC Collections
Also Known As: Allied International Credit (UK) Ltd, Allied Credit
Address: Anderston House, 389 Argyle Street, Glasgow G2 8LR
Telephone: 0141 2263111
Fax: 0141 8470203
Email: [user] @aiccorp.com
Extra Data: Specialists in "send the boys round" type bright
coloured postcards (against OFT rules)
AIC Collections and
the Truth About Your Debt
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is a debt collecting agency which has bought a delinquent account from
the original lending source (or in some cases another debt purchasing
company) for about 10 percent or less of the original value and is trying
to get the full sum of the original account from you.
will use all sorts of nasty methods to get you to set up a direct debit
or standing order so that they can profit from your misery. You may
already have had bad and terrifying experiences of them. They may phone
you when they know it is inconvenient or even embarrassing for you and
do so unacceptably often. They may write you official appearing sternly
drafted letters or cards threatening that they will come round to collect
the money in full or that they will take you to court. Other strategies
may include attempting to make a charging order on your property or
in some way bring about your destitution.
So ask AIC Collections
for a copy of the original contract when you took out your loan or credit
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
Data On AIC Collections
My thanks to the excellent Consumer Action
Group forums for these extracts:
Don't let AIC Collections get to you, they're
just bullies. You may get calls where they ask you to ring Mr/Miss
X urgently. Ignore.
They have 12 working days + 2 days to supply the
signed agreement after which time they are in default, a further 30
days they have committed a summary offence. I would start your own
thread once you have any further communications and post in the General
Debt Forum you will get more help there should you need it.
Our comments: This refers to the Subject Access Request
(or CCA1 letter) in which the DCA is asked to produce a true copy
of the original credit agreement. The chances are they will not have
it, so they will immediately be in breach of the law after 14 days
(as the forum respondent wrote, 12 days + 2 days from the date of
your CCA1 letter).
you have any information that you would like honest people to know
about AIC Collections then send us an email in complete confidence
and we will try to corroborate it with the clowns involved.
AIC Collections website is part of DPC Registry website group. All rights