To Do If You Get A Nasty Letter or Phone Call From:
full details of this debt collecting company and how to make use of
this opportunity to better your situation, go to the home
page of this website by clicking here, where all of this information
is located. Thank you.
Collecting is a debt purchasing company or debt collecting company and
it is listed in the website of the
Name: AIC Collecting
Also Known As: Allied International Credit (UK) Ltd, Allied Credit
Address: Anderston House, 389 Argyle Street, Glasgow G2 8LR
Telephone: 0141 2263111
Fax: 0141 8470203
Email: [user] @aiccorp.com
Extra Data: Specialists in sending out threats for Statute Barred debts
over 6 years old (see below).
and the Truth About Your Debt
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AIC Collecting is
a debt collection agency which has bought your debt account from the
original creditor, often a bank for a tiny percentage of the original
debt's value and is trying to get the full value of the original loan
So ask AIC Collecting
for a copy of the original contract when you took out your loan or credit
To find out if you
qualify for an IVA or can benefit from a debt management programme,
try the IVA
Test. It's free to apply, and again you are protected by the consumer
laws regarding debt management at all stages. Click
here to go to the application form.
Data On AIC Collecting
thanks to the excellent Consumer Action Group forums for these extracts:
my account to AIC Collecting and I got the same threats from AIC.
I sent £1.00 for a copy of the agreement which they were unable
to supply. They passed the account back to Lloyds. Lloyds have confirmed
that they are unable to supply the agreement as it was over six years
ago. I have pointed out to them that whilst an agreement is still
in force they should be able to supply it for six years after the
account is closed. I also told them that they were in breach of OFT
guidelines by passing the account to AIC Collecting without me being
informed. Lloyds have now gone quiet on me.
I would also
suggest contacting Trading Standards, as Glasgow City TS do not receive
many complaints about AIC, which is quite surprising.
comments: If the debt was more than 6 years old it is statute barred
(sometimes referred to as SB). That is, it is a "dead" debt
due to the statute of limitations. AIC Collectors should have known
this as it is a very basic principle. They are clearly sending out
threats on statute barred debts which is against the guidelines and/or
rules of all of the financial services bodies in the UK.
you have any information that you would like honest people to know
about AIC Collecting then send us an email in complete confidence
and we will try to corroborate it with the clowns involved.
AIC Collecting website is part of DPC Registry website group. All rights