AIC Collecting

 

Registry of Debt Collectors

 

 

 

 

 

What To Do If You Get A Nasty Letter or Phone Call From:

AIC Collecting

 

 

For full details of this debt collecting company and how to make use of this opportunity to better your situation, go to the home page of this website by clicking here, where all of this information is located. Thank you.

 

 

 

 

 

 

 

 

 

 

AIC Collecting is a debt purchasing company or debt collecting company and it is listed in the website of the

 

 

 


Name: AIC Collecting
Also Known As: Allied International Credit (UK) Ltd, Allied Credit
Address: Anderston House, 389 Argyle Street, Glasgow G2 8LR
Telephone: 0141 2263111
Fax: 0141 8470203
Email: [user] @aiccorp.com
Extra Data: Specialists in sending out threats for Statute Barred debts over 6 years old (see below).

AIC Collecting and the Truth About Your Debt

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AIC Collecting is a debt collection agency which has bought your debt account from the original creditor, often a bank for a tiny percentage of the original debt's value and is trying to get the full value of the original loan from you.

So ask AIC Collecting for a copy of the original contract when you took out your loan or credit card.

To find out if you qualify for an IVA or can benefit from a debt management programme, try the IVA Test. It's free to apply, and again you are protected by the consumer laws regarding debt management at all stages. Click here to go to the application form.

 

 

 

 


More Data On AIC Collecting

My thanks to the excellent Consumer Action Group forums for these extracts:

Lloyds passed my account to AIC Collecting and I got the same threats from AIC. I sent £1.00 for a copy of the agreement which they were unable to supply. They passed the account back to Lloyds. Lloyds have confirmed that they are unable to supply the agreement as it was over six years ago. I have pointed out to them that whilst an agreement is still in force they should be able to supply it for six years after the account is closed. I also told them that they were in breach of OFT guidelines by passing the account to AIC Collecting without me being informed. Lloyds have now gone quiet on me.

I would also suggest contacting Trading Standards, as Glasgow City TS do not receive many complaints about AIC, which is quite surprising.

Our comments: If the debt was more than 6 years old it is statute barred (sometimes referred to as SB). That is, it is a "dead" debt due to the statute of limitations. AIC Collectors should have known this as it is a very basic principle. They are clearly sending out threats on statute barred debts which is against the guidelines and/or rules of all of the financial services bodies in the UK.

If you have any information that you would like honest people to know about AIC Collecting then send us an email in complete confidence and we will try to corroborate it with the clowns involved.


 

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