What To Do If You Get A Nasty Letter or Phone Call From:
AIC Debt Collectors

AIC
Debt Collectors is a debt purchasing company or debt collecting company
listed in the website of
DPC
Registry is licenced by the Office of Fair Trading. Licence No.
633327 and are signatories
of the Data Protection Act. Reg. No. Z1620707
Name: AIC
Debt Collectors
Also Known As: Allied International Credit (UK) Ltd, Allied Credit
Address: Anderston House, 389 Argyle Street, Glasgow G2 8LR
Telephone: 0141 2263111
Fax: 0141 8470203
Email: [user] @aiccorp.com
Extra Data: Specialists in "send the boys round" type bright
coloured postcards (against OFT rules). See the interesting case notes
below from the forums.

AIC Debt Collectors and
the Truth About Your Debt

AIC
Debt Collectors is a debt purchasing agent which
has purchased a delinquent account from the original lender (or in some
cases another debt collector) for about 10 percent or less of the original
value and is brazenly attempting to recover the full value from you.
AIC
Debt Collectors will use all sorts of nasty methods
to get you to set up a standing order or direct debit so that they can
profit from your misery. You may have already experienced bad and terrifying
experiences of them. They may phone you when they know it is inconvenient
or even embarrassing for you and do this lots of times. They may write
official appearing sternly drafted letters threatening to come round
to collect the amount in full or that they will take you to court if
you cannot pay. Other tactics may include attempting to make a charging
order on your property or in some way cause you great personal suffering.
So ask AIC Debt Collectors
for a copy of the original contract when you took out your loan or credit
card.
Even better, start
an unenforceable
credit agreement application here. If you want to check, in addition,
missold PPI and recover all the credit card charges you've paid over
the last 6 years (plus 8% interest) it costs an upfront fee of only
£99 for a full audit to see what you're entitled to. Click
here for more.
DPC Registry
is registered and regulated under the Data Protection Act.
Reg. No. Z1620707 and licenced by the Office of Fair Trading. Consumer
Credit Licence No. 633327.
More
Data On AIC Debt Collectors
These people are scumbags. Looking through
the various consumer forums I find many references to AIC Debt Collectors
by people who are sometimes suicidal. They seem to be specialists
in sending speculative threatening letters to people who do not owe
anything at all to anyone.
From the excellent Consumer
Action Group forums:
Hi,
thought I would post this incase any of you are having dealings with
this Glasgow based DCA.
Allied International
Credit (UK) Ltd, or AIC Debt Collectors , are not very competent.
Which we all know is a pre-requisite for being a DCA.
Yesterday
[my partner] rec'd a card stating that AIC Debt Collectors client
(in this case LLoyds), has informed them that full payment must be
made immediately.
Then, on the
same day as receiving the card, I receive a phone call asking [my
partner] to call them urgently on a "personal business matter".
I advised AIC Debt Collectors that [my partner] was made BR by their
client in May 07.
They say "I know, but we still need to speak to him"
Well actually AIC, you are unable to speak with [my partner] , as
[my partner] has no debts, and does not owe you or your client any
money, and is not allowed to discuss this or any other matter with
you: MUPPETS.
Would have
loved this one to go to court....sadly, don't think it will get to
court as [my partner] phoned them back, and was a tad sarcastic, and
they hung up on him.
So if any
of you receive anything from AIC Debt Collectors- dont panic. Think
they need to learn how to do their job properly!!!
Another about
AIC Debt Collectors from a contributor to CAG forums:
I
had a tesco credit card was out of work and subsequently got into
a mess with the payments.. the debt was passed to [AIC Debt Collectors].
who having made all the usual threats.. they said they could force
me to sell my home to pay off the debt.. £900?! take me to court..
send the bailiffs round..etc...all this time I was offering them what
I could afford and not refusing to pay!! they finally agreed to payments
of £20 per month.. I have made regular payments each month but
they have started ringing me at work. I have asked them not to, (my
boss is my partner and doesn't know about this debt) but they persist..
are they allowed to do this?
Well, no they're not. But you must tell
them so in writing. And if they continue to bother you then they are
in breach of the law (Administration of Justice Act 1970 as well as
others).
If
you have any information that you would like honest people to know
about AIC Debt Collectors then send us an email in complete confidence
and we will try to corroborate it with the clowns involved.

This
AIC Debt Collectors website is part of DPC Registry website group. All
rights reserved. Complaints Against AIC Debt Collectors.
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